Previously, people had to undergo a tedious process to acquire loans in India. Any minor issue in the procedure meant that one has to go through the entire application process again. Overall, it was a time-consuming task for both the applicant as well as the banks.
However, the finance industry in India found new hope when the Government of India introduced the largest API-based technology – IndiaStack. It has changed the banking scenarios in the country drastically.
The Digital India initiative has indeed improvised the process of getting a personal loan in India. Today, you can avail an instant personal loan in under ten minutes. Personal loans at Finserv MARKETS are quickly approved and disbursed on the same day.
Here’s a rundown on the unique features of instant personal loans available on Finserv MARKETS.
Personal Loans at Finserv MARKETS
- Quick Approval – You can avail a loan of INR 10 Lakh at Finserv MARKETS instantly. The application process is quite straightforward and ensures that your application is approved in a few minutes for the chosen credit amount.
- Loan Disbursed in 24 Hours – Once the application is approved, you will receive the personal loan amount in your bank account within 24 hours.
- Pre-Approved Deals – Existing customers can avail benefits of the pre-approved personal loan at Finserv MARKETS. All you have to do is log in with your credentials and check for any pre-approved offers.
- Minimal Documentation – The instant personal loan application requires a minimal set of documents for approval. Just submit the essential ones and get your loan application approved in no time.
- Collateral-Free Credit – You do not have to provide any collaterals for the personal loan availed at Finserv MARKETS. So, even low-income individuals can get their applications approved instantly.
- Lower EMIs – With Flexi Loan facility at Finserv MARKETS, you can lower your EMIs by up to 45 percent. You have to pay interest only on the amount that is used from the total approved loan amount.
- Flexible Repayment Tenure – Repay the loan amount in 60 months. Choose a term that you think is convenient for you and falls under your financial capability.
- Transparent Policies – Instant personal loans at Finserv MARKETS have transparent policies. There are no hidden charges on the process, and you will be involved and updated at all steps until the very end.
- Avail Personal Loan Details Online – With Finserv MARKETS App, you can access your personal loan details at any time and anywhere. Also, use the app to pay the EMIs securely and on time to avoid penalties. The app can also provide insights into other services available on Finserv MARKETS.
Personal Loan Eligibility Criteria
Availing an instant loan at Finserv MARKETS is a hassle-free process. All you have to do is meet the eligibility criteria.
- You should be a citizen of India
- You should be a salaried employee
- You should be between the age of 23 years old and 58 years old
How to Get an Instant Loan at Finserv MARKETS
- Visit Finserv MARKETS online.
- Duly fill the application form with your name, contact number, credit report, etc.
- Check your eligibility for an instant personal loan.
- Once eligible, select your loan tenure and amount.
- Verify your identity through a secured online process.
- Once approved and verified, the loan amount will be credited in your bank account in no time.
Digital India initiative is undoubtedly a boon to our country. It has made financial procedures simple to understand and quick to avail. In fact, now that you can get a personal loan within a few minutes, one does not have to worry about tackling financial emergencies.
So, get your loan approved instantly at Finserv MARKETS today!